Blog | Kenneth Hines

How much home can you afford?

As a homebuyer, there’s often pressure out how much budget to work with to purchase your ideal property. Figuring out how much to spend on a home isn’t just a matter of numbers--it also depends on your lifestyle and long-term goals. Mortgage as a percent of your incomePurchasing a home is ...

Understanding your insurance: Additional living expenses

Every homeowners insurance policy includes a percentage of coverage for additional living expenses. If you’re temporarily displaced from your home because of damage, this coverage can help you pay for the additional everyday expenses until you’re able to move back in. But what exactly does additional living expense (ALE) coverage ...

Ideas for a DIY Fire Pit

Having a backyard fire pit gives you a great place to sit around with family and friends on summer nights or cooler nights. Although fire pits are sold in many stores, building your own gives you more control over how it looks. You can design your own fire pit, construct ...

Things Homeowners Wish They Knew Before Buying A Home

Buying a home is an extensive process that comes with a bit of a learning curve. For first time buyers, this process involves making mistakes and learning from them. While we can never be 100% sure of our home buying decisions, there is a way to increase your chances of making ...