Blog | Kenneth Hines

Servicing a loan: What borrowers should know

Mortgage servicers are companies responsible for the logistical aspects of servicing a loan. Things like processing and tracking payments, sending payment reminders and filing foreclosure documents are some of the tasks they perform. How loan servicing works Your mortgage servicer helps handle your loan, but also ...

What is a Zombie Property?

Photo by Curtis Adams from Pexels Zombie properties are homes that have been visibly abandoned but actual ownership has not. The term became popular in the housing industry during the 2007-08 housing crisis when people being unable to make their mortgage payments reached a catastrophic point. According to ATTOM Data Solutions, a firm that tracks ...

Let the Light Shine In: Home Lighting for Health

Recently, researchers discovered that the lighting in your home can have a much greater impact on your health and well-being than originally thought. Better lighting can boost your energy, increase alertness, and help you sleep better. So, it pays to ensure the lighting in your home is optimal. Here are three ...

Flood insurance basics: What homeowners should know

Natural disasters can strike unexpectedly, but there are plenty of ways to prepare and protect your home. Flooding is an extremely dangerous type of natural disaster affecting much of the continent, and in most flood-prone regions you need special insurance coverage for it. Here is a quick guide to flood ...